RSBY has been launched by Ministry of Labour and Employment, Government of India to provide health insurance coverage for Below Poverty Line (BPL) families.

Eligibility:

• Unorganized sector workers belonging to BPL category and their family members (a family unit of five) shall be the beneficiaries under the scheme.
• The beneficiaries will be issued smart cards for the purpose of identification.

Benefits:

• Total sum insured would be Rs. 30,000/- per family per annum on a family floater basis.
• Cashless attendance to all covered ailments
• Hospitalization expenses, taking care of most common illnesses with as few exclusions as possible
• All pre-existing diseases to be covered
• Transportation costs (actual with maximum limit of Rs. 100 per visit) within an overall limit of Rs. 1000.

Funding Pattern:

• Central govt 75%, state govt 25% of the annual premium. Cost of smart card by central govt.
• The beneficiary would pay Rs. 30 per annum as registration/renewal fee.

Ministry of Textiles- Office of the Development Commissioner (Handicrafts)

About and Benefits:

•   RGSSBY aims at financially enabling the artisans’ community to access to the best of healthcare facilities in the country.

•   Annual assistance per family: IPD- Rs. 30,000; OPD- Rs. 7,500

The scheme includes the following criterion for those artisans who wish to avail it-

i)  Handicraft artisans

ii)  Annual limit per family (1+4) (includes self, spouse and three dependent family members), all craft members whether male or female between the age of group of one day to 80 years.

Funding: GOI share: 75%; State share: 25%

Artisans need to pay Rs 30 for registration.